PERSONAL INSURANCE
Licensed in Iowa, Missouri, Nebraska, and Illinois
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Your personal belongings are important to you. After all, what happens if you lose everything in an unexpected house fire or car accident? At Hometown Insurance, we protect you like we would like to be protected. We recommend realistic and affordable insurance options to ensure your valuables are covered.
When buying personal insurance, there are a few things to consider. For example, when buying homeowners insurance, Agent Maddie Travis says to consider insuring the house for replacement cost coverage. "If you were to lose your house to something such as a tornado or fire, we want to make sure your insurance company has your back." Therefore, she recommends considering how much it would cost to rebuild your house for exactly what you have now. This will put both the insurance agent and the client at ease after writing the policy. Everyday, we have clients who come into the Hometown office to get an auto insurance quote. Sometimes, they reference an insurance policy held by someone they know, and request the same premium as their friend has. After all, both clients are the same age and drive the same vehicle, so the premium should be the same, right? Agent Drew Floyd says this isn't always the case. Consider: "Everyone is different. Your friend might have a higher deductible than you're willing to have, or they might have a better driving record than you do. Either way, the premium is going to be different between two clients." In order to get you the most accurate rate, the team at Hometown usually prefers to speak over the phone with clients, or meet in person. This also allows us to build valuable relationships with our clients that instills trust between the agent and the client. By choosing one of the buttons below, we can be sure find the insurance policy that fits your specific needs. |
Agent Maddie Travis - licensed in personal and commercial lines, life, and crop insurance.
Agent Drew Floyd - licensed in personal and commercial lines, crop insurance, and real estate.
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